The trouble with a budget is that it’s hard to fill up one hole without digging another.
It seems like it really wasn’t that long since I posted the October one of these! We’ve had a shake up with our budgets in the hope that they are easier to stick to and we have estimated how much we would have left to save if we actually hit our budgets! I’m not sure the run up to Christmas is the best time to do this but hey ho here we go!
Income November 2018
Remember this doesn’t include side hustles as it has its own little report for now since we are putting our focus towards them.
Expenses November 2018
Some explaining is required around last months expenses:
Food and Household
I’ve gotten back into the habit of splitting them up again which would be really useful if we weren’t buying LLMF Christmas presents……
Going out has been replaced by fun for no other reason than I don’t want you all thinking we are dirty stop outs! Nothing really exciting was bought for me as I purchase a protein shaker for me but I did also buy Mr Fire’s Christmas present.
Mr Fire had a spectacular motorbike accident (or at least it would have been if he hadn’t been the one injured) no broken bones thankfully but a very scary 24 hours in a trauma unit. Of course the bike needed a bit of care and attention along with Mr Fire.
Littlest Little Miss Fire
A bit of a major spender isn’t she really? I think we need to introduce her to FIRE quick! The youngest one seems to be on a never ending growth spurt and required new clothes AGAIN! She also needs more this month EEKKK!
Woo Hoo as you can see we actually had a little bit of extra money spare! Whilst we would love to add it to the mortgage over payments unfortunately my car insurance is due in January and its really high so it will have to sit somewhere until needed for that.