December 2017 Income and Expense Report

“Courage is being scared to death, but saddling up anyway.” –John Wayne

Is it strange I can never tell if I like doing this? This is only my second one of these but it makes me feel very odd and strangely vulnerable? Ah well I guess FIRE is all about stepping outside your comfort zone so here we go….deep breathe….

Positive from last month is that I actually made some money on EBAY! it was pretty painless although I definitely did make some mistakes (see here!) which meant I could have made more.

So here it is:

Dec 17


So as you may have read, I’ve moved house! This has come with a HUGE amount of expenses that we couldn’t predict! We did furnish our house with items from the British Heart Foundation so its a win win as we get some really good quality furniture for less whilst also supporting a worthwhile charity. On the other hand of course we spent more money than we have AGAIN!

As you can tell from the Income. Mr Fire and I live together now and he has agreed to let me publish his earnings. Things look alot better with his money coming in however FIRE is not possible with his earnings alone.

We have a HUGE plan for FIRE that is a massive task ahead of us. I’m hoping to share it soon on the blog once I understand the fine details (Have I mentioned Mr Fire is “practically” an a accountant? I’m the exact opposite of that)

After some fab advice from Weenie and TFS I now understand the my “side hustles” aren’t going to be an over night success thing. Matched Betting sounds like the easiest way to make money quickly whilst I bide my time developing and exploring other avenues.

Hows your I&E looking this month? I hope your savings targets are on track and FIRE is there in the distance. Looking for any helpful insights into how to get on track for FIRE! expenses are killing me!


November 2017 Income and Expense report

“Money often costs too much” Ralph Waldo Emerson

I actually felt a huge resistance to writing this post. The thought of having all the Financial Independence Guru’s or even people with a much better understanding of fiances, look over it and analyse how rubbish I am and why I shouldn’t have quit my job took hold of me. Then I remembered that my blog will quite possibly be lost in the massive world of the internet and that gave me comfort so I’ve decided to carry on anyway.

My income and expense report for last month wont be pretty but it will show my real income and expenditure so it will hopefully provide a bit of a road map on what to work on.

As you have probably guessed by now I’m not really an excel type of person so please don’t expect any fancy pants spreadsheets just yet….

Nov 17

So its all looking pretty bleak and that’s with a paying jobs income. I’m actually dreading seeing what this months looks like. I’m slowly getting into debt so the interest free credit card is taking a battering.

What does your journey to FIRE look like?