Need to reduce the foodbill? – Your in good company

"Nothing that has value, real value, has no cost. Not freedom, not food, not shelter, not healthcare" Dean Kamen Mr Fire and I have been trying out something a little different to reduce the food bill. It all started one painstaking day when we both sat down with all our receipts. We itemized and compared …

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May Income and Expenses report 2018

"Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one" --Benjamin Franklin We've had another hard hitting month on the expenses. We had our holiday that we hadn't quite budgeted for and I ended up with a flat …

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Financial Organisation – Tools we use to spend our money

 “It’s not your Salary that makes you rich, it’s your spending habits.” -          Charles A. Jaffe One of my favourite things is the “aggregation of marginal gains” which is a concept used by Sir David Brailsford in British Cycling. This says (if I paraphrase) that if you improve something a little bit then these little bits …

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