Need to reduce the foodbill? – Your in good company

"Nothing that has value, real value, has no cost. Not freedom, not food, not shelter, not healthcare" Dean Kamen Mr Fire and I have been trying out something a little different to reduce the food bill. It all started one painstaking day when we both sat down with all our receipts. We itemized and compared …

Continue reading Need to reduce the foodbill? – Your in good company

Financial Organisation – Tools we use to spend our money

 “It’s not your Salary that makes you rich, it’s your spending habits.” -          Charles A. Jaffe One of my favourite things is the “aggregation of marginal gains” which is a concept used by Sir David Brailsford in British Cycling. This says (if I paraphrase) that if you improve something a little bit then these little bits …

Continue reading Financial Organisation – Tools we use to spend our money

Do you have the ShopFloor money Mentality?

"You can't break poor people mentality. Once you grow up poor, you don't take anything for granted. It can have the negative side also because you can never truly be relaxed" Will Smith. Mr Fire and myself had one of our "normal not normal" conversations about our childhoods and how they differed. Neither one of …

Continue reading Do you have the ShopFloor money Mentality?

How to Save Money: Cutting down on household expenses

"Too many people spend money they earned..to buy things they don't want..to impress people that they don't like" --Will Rogers Do you remember my Income and Expense report from the beginning of this month? I do and in fact I feel like it has burnt a hole in my brain. Its really made me question …

Continue reading How to Save Money: Cutting down on household expenses

How to Save Money: How to build an Emergency Fund

"You must gain control over your money or the lack of it will forever control you" --Dave Ramsey I've found recently that whilst knowledge may be power, its also pretty darn scary! After literally hours and hours of searching the internet on all things finance, its seems the universe (well Google) is trying to tell …

Continue reading How to Save Money: How to build an Emergency Fund